第740號

　Agricultural Finance Agency , Ministry of Agriculture (the AFNA) has released that total deposits extended by the current 311 Credit Departments of Farmers' and Fishermen's Associations decreased by NT$ 2.3 billion (US$0.073 billion) from NT$2,348.1 billion (US$74.619 billion) of the previous month and amounted to NT$2,345.8 billion (US$74.546 billion). Total outstanding loans decreased by NT$ 0.4 billion (US$0.013 billion) from NT$1,593.2 billion (US$50.629 billion) of the previous month and amounted to NT$1,592.8 billion (US$50.616 billion) at the end of January 2026. Meanwhile, the NPLs of these credit departments totaled at NT$5.815 billion (US$0.1848 billion) which increased by NT$ 0.514 billion (US$0.0163 billion) from NT$5.301 billion (US$0.1685 billion) at the end of the previous month. The average NPL ratio of these credit departments increased by 0.04 percentage points and therefore rose to a figure of 0.37% from 0.33% of the previous month.

　Of the 311 credit departments , 255 NPL ratio of less than 1%, of which 31 had NPL ratio of 0%, indicating that loan quality was quite high. The coverage ratios of allowances for NPLs decreased by 97.8 percentage points and therefore fell to a figure of 1,018.42% from 1,116.22% of the previous month.

　The AFNA will continue to maintain a firm grasp of the operational situation at credit departments, and will strengthen oversight and guidance work to continue to assist credit departments to ensure sound operations, and to maintain the stable development of agricultural finance.

　Note: 2026/1/30 US$≒NT$31.468