The operational performance of the Credit Departments of Farmers' and Fishermen's Associations achieved outstanding results in 2025.
- 發布日期
- 2026-02-10
- 內容
第739號
Agricultural Finance Agency , Ministry of Agriculture (the AFNA) has released that total deposits extended by the current 311 Credit Departments of Farmers' and Fishermen's Associations increased by NT$43 billion (US$1.37 billion) from NT$2,305.1 billion (US$73.32 billion) of the previous year and amounted to NT$2,348.1 billion (US$74.69 billion). Total outstanding loans increased by NT$55.7 billion (US$1.77 billion) from NT$1,537.5 billion (US$48.91 billion) of the previous year and amounted to NT$1,593.2 billion (US$50.68 billion) at the end of 2025. Meanwhile, the NPLs of these credit departments totaled at NT$5.301 billion (US$0.169 billion) which increased by NT$1.418 billion (US$0.045 billion) from NT$3.883 billion (US$0.124 billion) at the end of the previous year. The average NPL ratio of these credit departments increased by 0.08 percentage points and therefore rose to a figure of 0.33% from 0.25% of the previous year.
Of the 311 credit departments , 266 had NPL ratios of less than 1%, of which 34 had NPL ratios of 0%, indicating that loan quality was quite high. The coverage ratios of allowances for NPLs decreased by 288.26 percentage points and therefore fell to a figure of 1,116.22% from 1,404.48% of the previous year. Meanwhile, the profit increased by NT$0.69 billion (US$0.022 billion) from NT$7.605 billion (US$0.242 billion) of the previous year to NT$8.295 billion (US$0.264 billion) at the end of 2025. During the same period, net worth rose by NT$7.7 billion (US$0.245 billion), growing from NT$168.6 billion (US$5.363 billion) to NT$176.3 billion (US$5.608 billion), reflecting an overall enhancement in profitability.
According to the above figures as of the end of 2025, the operational structure of credit departments has significantly improved. The AFNA will continue to maintain a firm grasp of the operational situation at credit departments, and will strengthen oversight and guidance work to continue to assist credit departments to ensure sound operations, and to maintain the stable development of agricultural finance.
Note: 2025/12/31 US$≒NT$ 31.438