第699號

　Agricultural Finance Agency , Ministry of Agriculture (the AFNA) has released that total deposits extended by the current 311 Credit Departments of Farmers' and Fishermen's Associations decreased by NT$ 4 billion (US$0.125 billion) from NT$2,299.8 billion (US$71.831 billion) of the previous month and amounted to NT$2,295.8 billion (US$71.706 billion). Total outstanding loans increased by NT$ 5.8 billion (US$0.181 billion) from NT$1,544.2 billion (US$48.231 billion) of the previous month and amounted to NT$1,550 billion (US$48.412 billion) at the end of April 2025. Meanwhile, the NPLs of these credit departments totaled at NT$4.436 billion (US$0.1386 billion) which increased by NT$ 0.225 billion (US$0.007 billion) from NT$4.211 billion (US$0.1315 billion) at the end of the previous month. The average NPL ratio of these credit departments increased by 0.02 percentage points and therefore rose to a figure of 0.29% from 0.27% of the previous month.

　Of the 311 credit departments , 267 NPL ratio of less than 1%, of which 41 had NPL ratio of 0%, indicating that loan quality was quite high. The coverage ratios of allowances for NPLs decreased by 63.17 percentage points and therefore fell to a figure of 1,236.05% from 1,299.22% of the previous month.

　The AFNA will continue to maintain a firm grasp of the operational situation at credit departments, and will strengthen oversight and guidance work to continue to assist credit departments to ensure sound operations, and to maintain the stable development of agricultural finance.

　Note: 2025/4/30 US$≒NT$32.017